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Trip Protector Preferred Benefits
| Insurance Benefits | Maximum Benefit |
|---|---|
|
Travel Protection Benefits
Insured by Stonebridge Casualty Insurance Company
|
Trip Protector - Insurer Pays |
| Trip Cancellation | 100% Trip Cost |
| Trip Interruption | 150% Trip Cost |
| Baggage and Personal Effects | $1,500 |
| Baggage Delay | $200 |
| Travel Delay ($150 Daily Limit) | $1,000 |
| Air Flight Accident | $200,000 |
| Rental Car Damage (Not Available to Residents of Oregon and Texas) |
$50,000 ($50,000 per Policy Maximum) |
| Identity Theft Protection | $20,000 ($20,000 per Policy Maximum) |
| Pre-existing Conditions | Can be covered if insurance is purchased prior to or within 24 hours of final trip payment (requirements listed below) |
|
Travel Medical Benefits
Insured by HM Insurance Group |
Insurer Pays |
| Maximum Benefits per Person when 100 miles from home | $1,000,000 |
| Surgery, Anesthesia, Radiation Therapy, Inpatient Doctor Visits, X-Ray and Lab Office Visits | 100% |
| Doctor Inpatient & Outpatient Office Visits | 100% |
| Outpatient Prescription Drugs Outside U.S. | 100% |
| Accidental Death & Dismemberment | $50,000 |
| Repatriation of Remains | $25,000 |
| Medical Evacuation | $1,000,000 |
| Claims resulting from downhill skiing and scuba diving | $10,000 |
| Dental care due to an injury or pain relief | 100% up to $500/ $250 per Tooth |
| Bedside Visit | Economy Round trip Ticket up to $1,500 |
| Pre-existing Conditions | Covered to Policy Maximum |
Pre-existing Conditions for Travel Protection Benefits
The Pre-Existing Condition Exclusion is waived provided you meet all of the following requirements:
- the payment for this plan is received prior to/or within 24 hours after making your final payment; and
- you are not disabled from travel at the time you make your plan payment; and
- the booking for the Covered trip must be the first and only booking for this travel period and destination.
Pre-existing Conditions for Travel Medical Benefits
- Pre-existing conditions are covered on the medical portion of this program.
- Participant must be enrolled in a primary health plan to be eligible for medical benefits
Services provided in addition to the trip Cancellation Program
Pre-existing Conditions for Travel Medical Benefits
- Emergency Medical Assistance
- Cash Advances, Legal Referrals
- Lost Ticket and Passport Assistance
- Emergency Prescription Refill
- Concierge Services
- Access to contracted doctors in more than 180 countries
- Access to worldwide security information in more than 166 countries and 245 cities
- Online doctor search with more than 4,200 contracted physicians
- Access to Drug Translation Guide
- Health and security news alerts
- View More Details
All benefits expressed in U.S. dollars.
Available to persons whose primary residence is in an eligible state inside the United States. A maximum of 10 people can be covered on each policy.
For more information about the benefits, including information about exclusions, key provisions, limitations and State to State variation in benefits, see the Plan Description.
Compare TripProtector Plans.
PLEASE NOTE: you can only purchase this policy prior to departing on your trip.Ten Day Money Back Guarantee
YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip, you will receive a full refund.