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Global Citizen EXP Health Plan Benefits
Global Citizen EXP offers 100% coverage across most benefits. All Global Citizen EXP plans have an Unlimited Lifetime Maximum and a $250,000 maximum benefit for emergency medical evacuation.
| Features | Benefits | ||
|---|---|---|---|
| Lifetime Maximum per Insured Person | Unlimited | ||
| Annual Maximum per Insured Person | Unlimited | ||
| Preventative and Primary Care | Insurer waives deductible | ||
Preventative Care For Babies/Children: (Birth to Age 18)
|
100% | ||
Preventative Care For Adults: (Age 19 and Older)
|
100% | ||
| Primary Care Office Visits | All except a $10 copay per visit 1 | ||
| Professional Services | Insurer Pays After Deductible is Met | ||
| Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. | 100% | ||
| Inpatient Hospital Services | Insurer Pays After Deductible is Met | ||
| Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant | 100% | ||
| In-patient medical emergency 2 | 100% | ||
| In-patient drugs | 100% | ||
| Ambulatory and Therapeutic Services | Insurer Pays After Deductible is Met | ||
| Ambulatory Surgical Center | 100% | ||
| Ambulance Service | 100% | ||
| Accidental Dental | $1,000 per year, $200 per tooth | ||
| Acupuncture and Chiropractic Services | 100% up to $2,000 | ||
| Durable Medical Equipment | 100% | ||
| Infusion Therapy | 100% | ||
| Physical/Occupational Therapy | $30/visit, 12 visits per year | ||
| Basic Prescription Drug Benefit | 50% of actual charges up to $500 | ||
| Rehabilitation and Therapy | Insurer Pays After Deductible is Met | ||
| a. Inpatient Mental Health | 100% up to 60 days | ||
| b. Outpatient Mental Health | 75% up to 40 visits/60% thereafter | ||
| c. Inpatient Substance Abuse | 100% up to 60 days detox | ||
| d. Outpatient Substance Abuse | 75% up to 40 visits/60% thereafter | ||
| Optional Prescription Drug Benefit | Insurer Waives Deductible | ||
| Subject to $3,000 Maximum Benefit per Insured Person per Policy Period | 80% of actual charges | ||
| Global Travel Benefits | Insurer Waives Deductible | ||
| Medical Evacuation | Up to $250,000 | ||
| Repatriation of Remains | Up to $25,000 | ||
| Accidental Death and Dismemberment | $50,000 | ||
| Global Citizen EXP Plan 1,2 | Deductible 3 | ||
|---|---|---|---|
| Elite | $0 | ||
| 250 | $250 | ||
| 500 | $500 | ||
| 1,000 | $1,000 | ||
| 2,500 | $2,500 | ||
| 5,000 | $5,000 | ||
| 10,000 | $10,000 | ||
1. Copay waived when visiting an HTH Worldwide contracted provider.
2. Emergency room visits that do not result in inpatient admissions will be subject to a $50 penalty.
3. Deductibles are Per Person per Calendar Year. A family is charged a maximum of 2.5 deductibles.
Services provided in addition to the benefits above
- Access to HTH Worldwide's global community of carefully selected, contracted hospitals, physicians, dentists and behavioral health professionals in over 180 countries.
- Detailed provider profiles including medical training.
- Personalized appointment scheduling and recruitment.
- Direct payment to providers.
- Fully profiled international treatment options.
- Emergency evacuation.
- View More Details
mPassport and Global Health and Safety Resources
- Online and mobile assistance tools with full telephone support.
- Daily email of health and security alerts
- Detailed descriptions of health facilities and security issues by destination
- Translation databases for brand name drugs and medical terms/phrases.
- Web pages capturing key personalized HTH Resources by destination.
- View More Details
For Exclusions and Limitations see Plan Description.
Ten Day Money Back Guarantee
YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our Global Citizen Product, simply return your Certificate of Insurance and your ID Card to HTH within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already used your insurance benefits, you will receive a full refund.